Affordable ways to pay for your dental treatment with Interest-free payment plans
The benefits: at a glance
For anyone considering using our interest-free loan facilities to fund their private treatment, the benefits are clear:
- You get the treatment you want – treatment that will make you look and feel a million times better
- You get to spread the cost of that treatment over a suitable period
- Interest-free loans can be a much more affordable alternative to credit cards or bank loans
- It’s easy to apply and simple to repay by Direct Debit
- They’re provided by leading credit suppliers
Your questions answered
We’ve tried to answer all your questions here. If there’s anything else you’d like to know, please ask a member of our practice team on tel 01525 223175.
Who can benefit?
Just about anyone over the age of 18. You don’t have to belong to a private plan. You don’t even have to be a regular visitor at this practice. Your treatment plan must be £1000 or more.
What can I use them for?
You can use the payment plans to pay for most treatment, but they’re particularly suited to more costly private treatments such as cosmetic, aesthetic, orthodontic or dental implant work.
How much can I borrow?
Dependent upon facility you can borrow typically between £1000 and £50,000. This will be subject to an ‘on- site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.
How do I make the repayments?
Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.
How much will I pay?
With our 0% APR Representative facility you pay the cost of your treatment – no more and no less. Interest-free means just that! We provide you with a quotation that shows the monthly payment. There are no hidden costs and no deposit is required!
What are the repayment terms?
Your designated members of the practice team will be able to go through the various terms with you and agree the most suitable repayment period.
How do I apply?
Once you’ve agreed on a course of treatment – and a cost – with your clinician, we’ll make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider. Simple as that!
Who is the credit provider?
We’re working with one of the most respected credit providers in the business: Dental Finance and Chrysalis
What happens if my treatment costs more than planned for?
Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs.
What happens if my treatment costs less than planned for?
This will be refunded either to you or to the lender who will then reduce the outstanding balance on your account.
How often can I use the facility?
You can apply for a payment plan for each course of treatment, subject to the usual credit application.
All our fees are discussed with you prior to commencing any work, so that you are fully informed and can make the best choice to meet your needs. We will present you with alternative options and you will have plenty of opportunities to ask questions.