Affordable dental care with interest-free finance

From one-off emergency care through to long-term courses of corrective and high end cosmetic dentistry, our zero deposit, 0% finance options help you spread the cost.

The benefits: at a glance

For anyone considering using our interest-free loan facilities to fund their private treatment, the benefits are clear:

  • You get the treatment you want – treatment that will make you look and feel a million times better
  • You can spread the cost of treatment at 0% APR over a 10-month period
  • Interest-free loans can be a much more affordable alternative to credit cards or bank loans
  • It’s easy to apply and simple to repay by Direct Debit
  • Finance is provided by leading credit suppliers
Frequently asked questions about

Finance options at Floss and Smile

Who can benefit from finance options at Floss and Smile?

Just about anyone over the age of 18. You don’t have to belong to a private plan. You don’t even have to be a regular visitor to our Dunstable practice.

Can I use finance for all treatments?

You can use the payment plans to pay for most treatments, but they’re particularly suited to more costly private treatments such as cosmetic, aesthetic, orthodontic or dental implant work. Your treatment plan must be £1,000 or more.

How much can I borrow?

Depending on the facility, you can borrow typically between £1000 and £50,000. This will be subject to an ‘on- site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule your dental treatment with us immediately.

How do I make the repayments?

Much like any other loan facilities, you repay it in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our 0% APR Representative facility you pay the cost of your treatment – no more and no less. Interest-free means just that! We provide you with a quotation that shows the monthly payment. There are no hidden costs and no deposit is required!

What are the repayment terms?

Our team will be able to go through the various terms with you and agree on the most suitable repayment period.

How do I apply?

Once you’ve agreed on a course of treatment – and a cost – with your clinician, we’ll make the credit application on your behalf. As soon as this has been approved and processed, you’ll receive written confirmation from the credit provider. Simple as that!

Who is the credit provider?

We’re working with one of the most respected credit providers in the business: Dental Finance and Chrysalis.

What happens if my treatment costs more than planned for?

We will tell you of this situation when it becomes imminent and you can choose to have an additional facility to cover the additional costs.

What happens if my treatment costs less than planned for?

This will be refunded either to you or to the lender, who will then reduce the outstanding balance on your account.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, subject to the usual credit application.

Who can benefit from finance options at Floss and Smile?

Just about anyone over the age of 18. You don’t have to belong to a private plan. You don’t even have to be a regular visitor to our Dunstable practice.

Can I use finance for all treatments?

You can use the payment plans to pay for most treatments, but they’re particularly suited to more costly private treatments such as cosmetic, aesthetic, orthodontic or dental implant work. Your treatment plan must be £1,000 or more.

How much can I borrow?

Depending on the facility, you can borrow typically between £1000 and £50,000. This will be subject to an ‘on- site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule your dental treatment with us immediately.

How do I make the repayments?

Much like any other loan facilities, you repay it in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our 0% APR Representative facility you pay the cost of your treatment – no more and no less. Interest-free means just that! We provide you with a quotation that shows the monthly payment. There are no hidden costs and no deposit is required!

What are the repayment terms?

Our team will be able to go through the various terms with you and agree on the most suitable repayment period.

How do I apply?

Once you’ve agreed on a course of treatment – and a cost – with your clinician, we’ll make the credit application on your behalf. As soon as this has been approved and processed, you’ll receive written confirmation from the credit provider. Simple as that!

Who is the credit provider?

We’re working with one of the most respected credit providers in the business: Dental Finance and Chrysalis.

What happens if my treatment costs more than planned for?

We will tell you of this situation when it becomes imminent and you can choose to have an additional facility to cover the additional costs.

What happens if my treatment costs less than planned for?

This will be refunded either to you or to the lender, who will then reduce the outstanding balance on your account.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, subject to the usual credit application.

I’m interested in getting dental implants, what should I do?

The first thing to do is to book a consultation with us here at Floss and Smile! At your consultation we will answer any questions you may have. Based on a comprehensive examination we will plan the best treatment for you and walk you through all the costs involved. Our patients get extra reassurance by having access to a text mobile 24/7 during and after the treatment.

I have a loose denture. Can dental implants help me?

Yes they can. Dental implants are an excellent solution for the millions of people who have loose dentures and offer many advantages over conventional dentures. Conventional dentures are often uncomfortable and, due to the movement, limit a person’s ability to speak and eat normally. Because of this, many people feel self-conscious wearing their dentures.The dentures can be secured into place by locking on to 2-4 implants.Implants are commonly used to replace individual missing teeth, but they can also be used to secure or stabilise loose dentures in either the upper or lower jaws. Instead of having a crown (cap) fitted to the top of the implant a precision-made attachment is fitted which inserts into the underneath surface of the denture, securing the denture to the implant. In the lower jaw this can be achieved with as few as two implants.If there is sufficient bone available and you are willing to have more implants inserted then you can often be fitted with a completely solid set of teeth attached to the dental implants (a full-arch bridge). This set of teeth would stay in permanently and would look and feel very similar to a natural set of teeth.

Is dental implant placement painful?

Dental implants are typically placed under local anaesthetic to ensure you are comfortable throughout the treatment. If you are very nervous or suffer from dental phobia we can offer you sedation. Our whole team has trained extensively in caring for nervous patients, and over the years, we've successfully treated many people with high levels of anxiety. We've not only transformed their smiles and improved their oral health but also significantly reduced their dental treatment-related anxiety.

How long does it take to place dental implants?

Your dental implants may be placed in as little as 30 to 60 minutes, depending on the location and the number of implants being placed. Your dentist will be able to give you a clear idea of the treatment time during your first appointment with us.

When will I receive my new teeth?

Treatment time varies for each patient. Typically, you will have some type of temporary teeth until your implants bond to the bone. We can provide a time estimate based on your treatment needs, during your initial consultation here in Dunstable.

How do I care for my dental implants?

Home care for your implants consists of brushing and flossing. Regular dental visits are required for long term health and success.

How long can dental implants last?

Implants can last many years if cared for properly. Many implants have been in place for more than 40 years.

How does the long term value of dental implants compare to other options?

Dental implants are low maintenance and provide stability and confidence in your smile. Therefore, the long term value of dental implants far exceeds conventional treatment options.

Are dental implants safe?

Yes, dental implants are considered a safe and effective treatment option for replacing missing teeth. At Floss and Smile, our dentists have a special interest in dental implant surgery and have restored hundreds of smiles over the years, using gold standard implants.

How long does it take to get dental implants? 

The journey to receiving dental implants varies based on personal factors like oral health, potential need for procedures such as bone grafting, and the body's healing response. Typically, from the first consultation to achieving a complete restoration, the process spans several months. This period allows for the implant to fuse securely with the jawbone (known as osseointegration), a critical phase lasting approximately 3 to 6 months.

Book an appointment

We’ll take care of the dental health of you and your family.

Existing Floss and Smile patient?

Call us on

01525 223 175
to book your next appointment